What is the Co‑operative Housing Model?

Co‑operative housing is a way of living where residents work together to create stable, affordable, and supportive communities. Co‑ops are common around the world, and in some cities they make up a large share of all housing. In Australia, more than 8,000 people already live in housing co‑operatives, and the number is growing.

People choose co‑operative housing because it offers something different:

Co‑ops come in many forms — units, houses, small villages, shared spaces, rooftop gardens, and more. Some members rent, some part‑own, and some own. The model is flexible and suits people of all ages, incomes, and backgrounds. With housing becoming harder to access across Australia, co‑operative housing provides a real alternative for people seeking affordability, stability, and community connection.

In a housing co‑op, members work together to run their community. They help choose new members, make local decisions, maintain their homes, and learn new skills. In return, they benefit from secure tenure, lower housing costs, and genuine control over how their community operates. In NSW, co‑operative housing properties are owned or leased by Common Equity, which works in partnership with each co‑op to ensure strong governance and long‑term sustainability.

Co‑operative Principles

In a housing co‑operative, tenants play an active role in shaping how their community functions. Members work collectively to set the rules, guide decision‑making, and ensure the co‑operative runs in a fair, transparent, and inclusive way. To support this shared responsibility, co‑operatives follow a set of internationally recognised principles that reflect the values of collaboration, equality, and community benefit.

The Seven Principles of Co‑operation

  1. Ordered List ItemVoluntary and Open Membership – Everyone eligible is welcome to join without discrimination.
  2. Democratic Member Control – Members participate in decision‑making and have an equal voice.
  3. Member Economic Participation – Members contribute to and democratically manage the co‑operative’s financial resources.
  4. Autonomy and Independence – Co‑operatives remain self‑governing and free from external control.
  5. Education, Training and Information – Members are supported with learning opportunities to participate effectively.
  6. Co‑operation Among Co‑operatives – Co‑operatives work together to strengthen the broader movement.
  7. Concern for Community – Co‑operatives prioritise the wellbeing and sustainable development of their communities.

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